When you make an outright gift to Saint Joseph's, your contribution can be put to work immediately — either providing funding for current programs or creating a reliable source of future income by expanding the university's endowment. An outright gift may be composed of almost any asset of value:
Cash gifts — are the most common way in which to support Saint Joseph's University. The easiest and most convenient way to make a contribution is by credit or debit card. The online giving form is fast, safe, and secure. SJU accepts Visa, MasterCard, Discover and American Express.
Outright cash, personal checks, cashier's checks, or money orders are also accepted and can be made payable to Saint Joseph's University. Checks can be mailed to:
Saint Joseph's University
The Saint Joseph's Fund
5600 City Avenue
Philadelphia, PA 19131
The university also has a wire account; please contact a development officer for details about making a wire transfer to SJU.
Gifts of appreciated securities, stocks, and bonds also provide considerable tax advantages when transferred to SJU before they are sold. If you have held your securities for more than one year, you may find that your gift will provide a two-fold tax benefit, creating an income-tax deduction as well as helping avoid the capital-gains tax that would have been due on their sale.
If you wish to transfer stocks from a broker's account:
• SJU has accounts with major brokerage firms. Have your broker call the SJU Development Office for further details and information.
• If stocks are to be delivered by DTC to the university's bank, contact the SJU Development Office to have delivery instructions faxed or e-mailed to your broker or financial advisor.
If you wish to make a gift of physical securities on hand:
• Physical stock certificates may be sent by certified mail or overnight express, with endorsement on the back of the certificate(s) exactly as stated on the face of the certificate(s). Do not fill in any other blanks. No stock power is necessary as long as you do not fill in the university's name on the back.
You also may make a gift of mutual funds, non-marketable stock, or closely held stock. Contact the SJU Treasurer's Office for information about giving these types of securities.
• Gifts of real estate — including personal residences, second homes, income property, and vacant land — offer a wide variety of tax and other benefits. Whereas most people give their entire interest away, it is also possible to give only a portion of the property (an undivided percentage interest) while retaining the rest for other purposes.
• Gifts of personal property — including rare books, works of art, valuable collectibles, and tangible items of demonstrable value — in some cases may enable you to make a significant gift to support SJU with outstanding tax benefits to you. Likewise, gifts of intangible personal property, such as copyrights, patents, and mineral rights, can generate income for the program of your choice on a continuing basis.
To learn about deferred or planned gifts, including bequests, life-income plans, and other options for your estate — and for information about increasing your income, earning valuable income-tax deductions, and reducing your estate taxes — please visit the SJU's Planned Giving Web site.
An easy way to double or even triple your donation to Saint Joseph's is to find out if your company has a matching-gift program. Such programs typically match all or a percentage of employee contributions to charitable organizations, making the employer a partner in employees' personal philanthropy. Simply obtain a matching-gift form from your employer's personnel office, fill it out, and provide it to SJU with your contribution.
SJU welcomes your gift through a pledge — a formal statement of intention to make a gift to the university. With a pledge, you may complete your gift by making regular payments over time, allowing you to give more generously than you originally may have considered. What is more, each payment on your pledge is eligible for an income-tax charitable deduction.
For more information on With Faith and Strength to Dare, contact:
Saint Joseph's University
5600 City Avenue
Philadelphia, PA 19131-1395